Pen-y-Lan

Pen-y-Lan was built in 1690 by the founder of Lloyds bank and was bought by the Holloway family in 1849. The house has been passed down the generations. Emma Holloway grew up in the house and has, in turn, brought up her four children there. To Emma Pen-y-Lan is her life. But the house is also a noose around her neck - with £300,000 of debt. The house is in a shabby state and without the income to do it up the future looks bleak.