Episode 5

James wants a £5,000 loan to pay for his wedding. The only thing he hasn’t done is ask his girlfriend to marry him! But as James has missed payments on a previous loan, will the Cambrian Credit Union say yes to his request? Karen and her father go into business together combining the craft of glassblowing and Scotland’s famous tipple, creating whisky gifts. A £16,000 ethical loan helps a transgender entrepreneur and her friend take control of their own destiny after struggling with employment. They have set up a takeaway with a Portuguese twist in Preston, Lancashire. Patricia believes she faced a lot of stigma when looking for work because of being transgender, and Adele has chronic fatigue syndrome, often making it very difficult to work normal hours. Mel from Bolton went on a spending binge that cost £40,000. Unable to pay her mortgage, Mel lost her home, but with help from a Christian group she has now paid off her debts and gives advice to others in a similar situation.