Eigen schuld, dikke bult?

Many young people still end up in debt. Experts point to the increasing number of digital temptations lurking for young people, such as the option to pay for things afterwards. Is the young brain resistant to such temptations? Once you have debt, it is difficult to get rid of it. Some municipalities are experimenting with buying off young people's debts in exchange for social compensation. For example, Thalissa (26) became debt-free after a number of difficult years. But not all municipalities are convinced of this method. How do we best help young people with debts?